In Which We Speak of Monetary Matters

[Unorthodox]

Newbs are ok with these kinds of things, a lot of time they'll have a better knowledge of newer products (they may lack in social niceties/norms).  It sounds to me though like you're doing better than most people I work with.

My problem with people in general is when they start to sound like they're trying to sell me something.  New people are generally more pushy that way as they aren't secure in their own finances, yet, and I HATE salesmen.  Those in the business for a while tend to be more relaxed.  Let me tell you what I want to do, you figure out the best way to go about it. 

I know we're ahead of the curve for our age.  The 3 years of intense debt elimination helped tons.  Some of that dated way back, too.  We weren't in pretty shape prior to that in the debt department, but still doing ok as I started 401 stuff early.  There was a point during my being laid off when we realized we could actually make it on one salary if we had to.  Wouldn't be a lot of fun money, but it was doable. 

hEt's grandpa was a financial genius (literally), president of a local bank, board of directors on another, turned both banks around to being respectable before the MS started taking it's toll.  We're trying to set up a a meeting with the guy he trained and turned HIS money over to.  She also has an aunt and a cousin in banking.  We didn't want all our problems to be made family business 3 years ago, but we're in a spot now that it shouldn't be a problem to consult with them either.

YES, we need to do a trust.  I don't understand that stuff in the least, that's lawyering.   

And I'm sure this is going to cause all sorts of family drama if and when my parents/brother hear we got any money at all, but that's just gonna have to play out.  Not investing in that.  Still. 

To recap for those that haven't been around for it.  Brother owns a business, younger brother works there, dad "works" there (unpaid), it's struggling and I've been regularly accused of not providing enough assistance as I should obviously have invested cash into that sinking ship instead of all that debt reduction I was trying to do.  Parents dumped I don't even want to know how much into it.  They declared bankruptcy a year or more ago, and were sued by various people, but are somehow back in business and doing ok, but there's always a bottomless pit of a need for money and horrible management on the front end by the [disagreeable woman] my brother married.  (my sister in law my younger brother married is awesome.  There's 1 sister in law, 1 [disagreeable woman])   

[Unorthodox]

ooo, curse filter...

[Buster's Uncle]

Please edit when the filter fails.  There's ladies here, and that there's a woman disrespect term.  Thanks.


Sorry - I was going to leave it for you, but no telling how long before you're back.  I'm sure you understand.

[Yitzi]

Please edit when the filter fails.  There's ladies here, and that there's a woman disrespect term.

Actually, if it's the word I suspect it is, then I see it more as a term of disrespect for a particular woman, and therefore I would not expect it to offend women (other than the one being referred to, of course).  Although the women on the board would know that better than I would...

[Unorthodox]

Please edit when the filter fails.  There's ladies here, and that there's a woman disrespect term.  Thanks.


Sorry - I was going to leave it for you, but no telling how long before you're back.  I'm sure you understand.

And I was leaving it for you in case we needed to know about the workaround. 


I probably need to quit offending dogs by calling her that though...time to find a new word. 

[Buster's Uncle]

 

Please edit when the filter fails.  There's ladies here, and that there's a woman disrespect term.

Actually, if it's the word I suspect it is, then I see it more as a term of disrespect for a particular woman, and therefore I would not expect it to offend women (other than the one being referred to, of course).  Although the women on the board would know that better than I would...

Yes.  Yes they would.  And I have spoken with Mylochka about that one -she's not in love with my comedy translation, even- and I'm pretty confident what Valka thinks.  I'd let that term pass for the [complaint] part with no hesitation -I'm trying to run a clean shop, but you can't please everyone, and it's pretty mild when there's things not in the filter word list that are worse- but the gender-specific term of insult is right out.  It's a man's world, and so, though I do not doubt Uno's assessment of the woman in question, we still need to be cool to the ladies, and they tend to not feel as comfortable around certain sorts of talk.

It's a "we can say it; you can't" thing, and courtesy recommends we gentlemen accommodate.

Uno, feel free to use the trick you sussed out when it means complain...

[Unorthodox]

Vituperator should be fine with everyone, yes? 

For the record, most the time I type a cuss filter word, it's because I ENJOY the comedic definitions in the cuss filter.  That particular definition actually fits on both counts.  [complaint or disagreeable woman] just fits her as both a complaint and a disagreeable woman.  Though were she a man I'd find her just as disagreeable. 

[Buster's Uncle]

Sure - or I like to use girldog even to mean complaint, 'cause I have that sense of humor going and it communicates both the intent and that I didn't actually go there.

I was discussing this on CFC recently w/ staff, and man, do they ever hold a standard I do not find entirely reasonable - and I was mostly supporting them.

[Geo]

You guys sound catty!

[Buster's Uncle]

That would be because I am catty, sir...

But I can keep a nickel in my pocket w/o distress...

[Metaliturtle]

Unfortunate for the family business stuff UnO.  That being the case, the trust is doubly important, my guess is you insulate the kids from it, and the trust can do that financially for them as well as guarantee educational funding for them and their children.  Ask around your bank or those connections who they know who does trusts, usually one or two shops in a town are above and beyond the best.

[Unorthodox]

Along the same vein...

This Saturday, we're doing the estate sale to clear out the house...

I don't think my brother/sister in law know the first thing about putting together such a sale and they don't want to listen to me at all. 

Don't need to price label anything, no....because you want to answer "how much is this" 50 billion times?


*Serenity now*

[Buster's Uncle]

Would they be any more inclined to listen to their sister?

[Unorthodox]

It's not worth making her stress about hurting their feelings.  She's the oldest, and they're just as likely to pull the "i'm not gonna do it just because you said to" routine.  I just have to be annoyed Saturday, then it's over. 

I think someone is in a hurry to sell the house all the sudden, honestly, and just wants things out.  Doing a crappy job of the estate sale might lose you hundreds, but there is hundreds of thousands tied up in the house, so I get wanting to get it on the market ASAP.  Plus we have to maintain the lawn and yard while it sits, etc.  But a little time to make the estate sale easier isn't going to hurt anyone, IMO. 

[Buster's Uncle]

That is a winning attitude; you already have the "Uno, it's gonna suck but you can tough it out and then it'll be over" pep-talk internalized.